Legal Speak Made Easy

“Title Deed”

A property’s “title deed” (more formally, “deed of transfer”) is the legal document that proves ownership of immovable property (land, house, sectional title unit etc). It’s issued by the local Deeds Office, and contains detailed information about the property – owner/s, size and description, purchase details, mortgage bonds, servitudes etc.

You’ll need your property’s original title deed when you come to sell or get a home loan, so keep track of it. If your property is bonded, the bank will have it. Otherwise it’s up to you to keep it safe! It’s possible to replace a lost title deed, but that will cause unnecessary delay in the transfer process.

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